Six straightforward steps. A digital application for e-signature. No piles of paperwork. Green Financial handles the communication with acquiring banks – you just gather the information below and we take it from there.
Most Approvals
Approval Rate
To Get Started
Approved within one week - most in 1-2 business days. POS terminal shipped or gateway activated same day as approval.
Most business types
Draw, repay, draw again
Access to funds after approval
On what you actually draw
Once you have this information ready, we move fast. All six steps can typically be completed in a single business day – and most accounts are approved within 1-2 days after submission.
Tell us how customers connect with you
Once you have this information ready, we move fast. All six steps can typically be completed in a single business day – and most accounts are approved within 1-2 days after submission.
📍 Physical business address – where your business operates, not just a mailing address.
☎️ Business phone and email – your primary point of contact for customers.
🌐 Website URL – if you don’t have one yet, let us know. We can set you up with a virtual terminal.
Tell us how the government identifies your owners
U.S. banking regulations require identity verification for all business owners. This is standard compliance across all acquiring banks – not a Green Financial-specific requirement.
🏠 Home address for all business owners.
☎️ Government-issued ID scan – driver’s license or passport for all owners.
🌐 Website URL – if you don’t have one yet, let us know. We can set you up with a virtual terminal.
🔢 Social Security Number (SSN) for all owners – required by banking regulations for identity verification. Not used for personal credit checks in most cases.
Tell us where to send the funds
This step confirms exactly where your processing revenue gets deposited. A simple one-document step that protects both your business and the acquiring bank.
🏦 Voided business check or bank letter – confirms your account and routing numbers so funds go to the right place, every time
Tell us how your business is registered
These documents verify that your business is properly registered and operating legally. Required by acquiring banks for all merchant account applications.
🗂️ Articles of Incorporation or Organization – your business formation documents from when the LLC, Corp, or other entity was registered.
🏢 IRS EIN Letter (SS4) – the letter from the IRS confirming your Employer Identification Number. If you can’t find it, the IRS can send a replacement quickly.
Show us your recent business activity
Statements give the acquiring bank a clear picture of your revenue, transaction patterns, and how your business actually operates. New businesses without statements can still be approved.
📄 3 months of business bank statements – showing your recent revenue and operational activity.
💳 3 months of merchant statements (if you have them) – showing your existing card processing volume and chargeback history. Not required if you haven’t processed before.
Tell us how your business performs
This helps us structure your account correctly and ensures your processing limits match your real volume – preventing holds or reviews caused by processing more than your account was set up to handle.
💰 Average ticket amount – the typical value of a single transaction at your business.
💳 High ticket amount – the largest single transaction you typically process.
📈 Projected monthly volume – the total card sales you expect to process each month.
Approved within one week - most in 1-2 business days
Once we have your information, Green Financial sends you a digital application link for quick e-signature. No printing, no scanning, no mailing. Once signed, we submit to the acquiring bank and follow up directly – you don’t have to manage that communication.
Questions at any point? Our team is available by phone, email, or text. We walk you through every step and keep you updated on where your application stands.
No paperwork to print or mail
Digital e-signature only
We handle bank follow-up
Gateway or terminal activated on approval
Green Financial has established relationships with acquiring banks across all high-risk sectors. Here is what to expect for common business types.
Same-day or next-day approvals are common, with terminals shipped immediately after approval.
Most card-not-present businesses, kratom and kava bars, and nutraceutical accounts are approved within 1-2 business days.
Some product categories require a secondary bank compliance review, which adds a few days to the timeline. We follow up directly so nothing sits idle.
Businesses with prior terminations, MATCH list status, or cannabis-adjacent products may take up to a week. We handle the full underwriting process.
Approval is just the beginning. Here is what you get on day one and what to expect going forward.
eCommerce accounts receive gateway login credentials and setup instructions. Retail accounts receive their POS terminal shipped immediately. Most setups are complete within 24 hours of approval.
Once you start processing, funds from your first batch begin depositing into your bank account within 24-48 hours. Consistent, reliable deposits from day one.
For eCommerce, we connect your gateway to Shopify, WooCommerce, BigCommerce, or whatever platform you use. For retail, your POS is pre-configured and ready to process from the moment it arrives.
AVS, CVV verification, 3D Secure, and real-time monitoring are active from your first transaction. No additional setup required on your end.
Our team is available by phone, email, or text. Questions about your setup, your first batch, or anything else - you have a real person to reach, not a ticket system.
Need to process both online and in-store? We set up omnichannel accounts that handle eCommerce, retail POS, and mobile payments under one account, with a single deposit to your bank.